Flood Insurance

Understanding the Basics of Flood Insurance Flood insurance is a specific type of property insurance that covers a dwelling for losses sustained by water damage, specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, or blocked storm drainage systems. It’s important to note that this policy is separate from …

Understanding the Concept of Flood Insurance Flood insurance is a type of property coverage that protects homeowners from losses sustained due to water damage specifically caused by flooding. While many people may believe their regular homeowner’s policy will cover flood-related damages, this is often not the case. Flood policies are typically separate from standard home …